SEP IRA - disregarded entity?

[Mike Moran]

Good morning BP!

I work full time and have a 401(k) through my employer. I also have an Roth IRA personally that I contribute to. However, I utilize a disregarded entity to own and manage several small apartment buildings (single-member LLC); have a partnership that practices BRRRR & flips; and another partnership that holds a small apartment building.

What are my options for SEP IRA? The disregarded entity? The BRRR partnership? Both?

Thanks!

Mike 

[Steve Hall]

@Mike Moran I am pretty sure there is a limit to how much you can borrow from an individual 401k - something like $50,000. There is no limit to how much of your SEP you can use as a self directed IRA. I only used a 401k when I was employed for a company that matched 6%.... Of course, I put in 6%.

As far as your other questions, you are way beyond the scope of an investor and deep into accounting territory. To answer them accurately, one would need to know how your entities are structured. 

If you are asking these questions here, you either don't have a CPA, or they are not very good. Wait til May 1st (CPA's need a break for a few weeks) then go find a good one.