Being sued by neighbor

[Woodrow Wildcat]

I am a landlord and the homeowner next door is suing me for personal injury, claiming a leak from my property caused him to fall and break a leg on his property. My tenant never reported the leak to me and said he fixed it himself.

I did nothing wrong but I’m afraid if I don’t settle and it goes to a jury trial they will be prejudiced against landlords and see me as rich because I own several properties (which many are losing money because of escalating property taxes).

I only have umbrella insurance covering losses above $300,000. So I will have to personally pay anything below that.

This is worrying me sick.

Seeking advice...