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Gene Hacker
  • Flipper/Rehabber
  • Lake Isabella, CA
488
Votes |
967
Posts

frustrating title issue

Gene Hacker
  • Flipper/Rehabber
  • Lake Isabella, CA
Posted

I closed on a property in February and received my recorded deed in the mail a couple weeks later.

Then a month or so later I received a letter from the county recorder stating that they could not process my deed. So I called the county recorders office and she told me that the Trustee’s deed upon sale was never recorded and that there is no record of the foreclosure or chain of title in place.

I had a copy of the "trustees deed upon sale" from the preliminary report which had stated: "certified by first american insurance company to be a copy of the document recorded on xx/xx/xxxx as instrument no xxxxxxxxxxxx in book page office records of Kern"
(I changed the actual info to "x"...the actual info was on the copy of the trustees deed).

But the recorders office said that the document that I have has not been recorded, in fact nothing has been recorded on that property.

So I got in touch with the escrow company which in turned got me in touch with the title company.

The title company blew me off for a week or so until I got a bit vocal and demanded answers. They told me that they were not sure how the document had not been recorded but that they would order a new trustees deed and have it recorded which would clean up the chain of title.

A couple weeks have gone by and the title company is being very unresponsive. I have not received a response other than a quick "we are following up with the foreclosing attorney".

Considering they missed it in both the preliminary title search and a final search before closing you would think they work to fix this.

As you can imagine this entire situation has been an amazing inconvenience. It has delayed the project over a month now.

I am just wondering if any one has had similar problems with a title company and what they did to resolve the situation. Trusting the title company to do their job is not looking like the best option at this point.

  • Gene Hacker
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