Cookie-Cutter Solo 401k plan from discount broker?

[Ed Brownstein]

It appears that some of the brokers have cookie-cutter Solo 401k plan agreements for their customers.  Reading through the agreements the plans allow for Real Estate & loans.  I know mysolo401k.com allows their plans to be housed at Fidelity, Schwab. & TD Ameritrade.

Could it be as simple as setting up a plan and making withdrawals for RE activity?

Sample plan agreement:   https://www.dropbox.com/s/s3bl19e7847g9zy/QRP%20Pl...