Question about downsides of transferring property to LLC

[Taylor Rees]

I have a single family rental property, currently in my name, with a commercial loan that I'm hoping to refi. For a variety of reasons, I do not qualify for a conventional mortgage, but am able to refi this property with another commercial lender. But this commercial lender would need the property transferred to an entity ownership in order to do the refi. Are there any downsides to LLC ownership of property? In particular, I believe I may be able to qualify for a conventional loan after this year, and want to make sure it isn't difficult to transfer the property back to my personal name if rates are still low and I want to pursue this route at some point in the future.

Thanks in advance for any help!