Financing and executing my 1031 exchange and military retirement

[Chris W.]

I have identified a pair of duplexes for my 1031 exchange proceeds to go towards. I will have to carry a note on them, however I am putting down 47%+ on the total for both of them. 

Snag...I retire from the service in January (dyed in the wool and done) and the bank is not wanting to lend on the note. I will have my retirement check, and other income (but I can not identify it as it is recent). All 4 units are rented and grossing over $3600 a month in rent. 

Where can I find a lender in Hampton Roads that will ACTUALLY lend on something like this? I've tried a well recommend local bank and they are not able to help.

1031 45 day period lapses tomorrow. 

Not very inclined to take on a partner....

Both properties will put me comfortably over what I need to spend for the 1031. 

Open to advice, comments, or....let's talk business?