Tax-Minded Creative Financing

[Daniel Brandt]

I have a decent amount of money currently invested in the stock market. I would like to use some of that to either pay cash for a second rental property, or use as collateral on a loan that will reduce my down payment.

When I purchased my first rental home, I sold a chunk of stock to pay the down payment.  I could do that again, but the problem I'd like to avoid is paying the capital gains taxes on the stock I sell.

What/how should I approach a lender about using my stock holdings in a creative manner?