Looking for creative financing ideas in Ohio

[Alexander Sheridan]

Hi All! Here are a few facts about my situation. Hoping some of you could help guide me in the right direction.

I'm in central Ohio, in a county of ~65k. I'm self employed, so my DTI doesn't show well.

I own 7 rentals (9 units) and have mortgages on 6 of them- totaling $240k. Estimated value of all 7 properties is ~$700k, ranging in price from $90k-$110ish.

My credit scores are 742, 731, & 716 as of a couple weeks ago.

It appears that many private lenders don't have an appetite for houses under $100k of value, unless the total loan exceeds $1m. One lender I spoke to was willing to loan on them, but only up 65% LTV since the home values weren't over $100k. They also had $29k in fees for a 30 year fixed at 5.9% interest. The fees seem excessive, but maybe that's standard for these type of loans?

I'm looking to pull out as much equity as possible to be in a position to purchase one of a few 18-50 unit complexes a partner and I are looking at.

Any insight or suggestions would be appreciated!

Thanks!