Noncollateral loan - too good to be true ?

[Mian Rizwan]

Came across a non collateral loan offer ( work as a physician and got a letter from a firm offering 50 K -200k for personal / professional use). Was Offerred rates of 5-6.5% after few phone calls, with early return penalty for 3 yrs etc and company was willing to transfer money to my account in 1-3 days ( it’s not a line of credit)

Thinking of using this as a down payment for my next deal, but it took me 4 months to find my last deal. How should I play my cards ? Is this too good to be true ?