Debt to credit ratio

[David Wilbanks]

Hello I’m David and this is my first post. Just heard of BP last week and really like it . My question is I started buying residential income property four years ago and I’m up to 15 doors. Hoping to retire in the next few years set the payments to pay off in five years. (Aggressive) now we have found another house that we want to buy for us to live in and sell ours. Problem my debt to income is through the roof and I can’t count my wife’s income because her credit score isn’t good enough. The home we found is everything we want and we agreed on a price that gives us $60,000 of equity at closing but I can’t get financing. Any suggestions would be appreciated