personal loan to buy foreclosure, finance repayment

[Chris Houghtaling]

I can get a personal cash loan to buy a foreclosure that im currently renting and living in, my question is how can i get bank financing to pay her back. im pre-qualified for a FHA with 3.5% down. but im told that i could only borrow from the bank 75% of the value to pay her back. How can this be done.