How Should I Acquire?

[Jackie Jones]

I am looking to buy a property in Phoenix, AZ for my son to live in. At first I was going to purchase a cheap 1 bed condo for less than $50k. However, I've decided I want to purchase a duplex or triplex creatively.

My credit union has offered to increase my credit card limit to $44k. I was thinking about using $20-25k as a down payment which still leaves some money for working capital. Apart from using my credit card, what creative ways could I acquire a property? I do have cash funds from other resources, but I want to acquire using OPM.

Ideas?