Subject To Underlying Mortgage

[Mitch Freed]

Does anybody have experience with taking title Subject To the underlying mortgage. I just closed my first transaction like this and I am wondering what is the best way to make the mortgage payments? The note is still in the previous homeowners name. Should I open an escrow account and make the payments out of that...or just send the checks to the mtg company along with the payment coupon? Not too worried about triggering "due on sale" clause but would like to know what others thoughts are on making the payments.