how to make owner financing irresistible

[Brooks Everline]

Whats up BP, So i am submitting an offer on a 6 unit multi.  Offer one is conventional 20% down on a 5yr arm with balloon end yr 5, amortized over 20yrs.  Offer two is owner financing, if the owner will go for it. Which brings me to my question.

What are the main points of interest to make your owner financing very attractive to both the owner and myself?

My thoughts are lower down payment, longer term...say 30 yr fixed, which equals less out of pocket up front and lower monthly payments. For the seller they still get monthly income without the landlord issues. 

BP thoughts are always greatly appreciated.