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Updated almost 4 years ago on . Most recent reply

David Roberts's profile image
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David Roberts
  • from Brownstown, Michigan
  • Member since Sep 30, 2014
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David Roberts
  • from Brownstown, Michigan
  • Member since Sep 30, 2014
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David Roberts
  • Brownstown, MI
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Creative Real Estate Financing

Interesting heloc question

David Roberts
  • Brownstown, MI
Posted

My girlfriend and I bought a home together in 2010. Got a great deal.  Now we have about 100k equity in the house.  My girlfriend is on the mortgage but we are on the deed to the house together.  Iso it possible for me to be able to take out a heloc on this house? WE split all costs but I know a bank doesn't really care about that.

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Michael Barbari's profile image
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Michael Barbari
  • Banker
  • from Downers Grove, IL
  • Member since Oct 1, 2014
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Michael Barbari
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  • from Downers Grove, IL
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Michael Barbari
  • Banker
  • Downers Grove, IL
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Michael Barbari
  • Banker
  • Downers Grove, IL
Replied

Yes. Are you looking to be the only guarantor on the home equity line? Either way she will have to sign come closing.

  • Michael Barbari
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