I am entertaining using Hard Money to be able to obtain more profits

[Sarah S.]

I have been thinking of using hard money and maybe even considering crowdfunding for RE. Anyone have any suggestions on legit hard money lenders? I really don't want to use my credit much so prefer companies that loan based strictly on LTV and don't require large down payments. I contacted one lender and they ask for $25K and up down from borrowers regardless of credit. That is crazy. If you have experience with RE Crowdfunding, pls share as well as I am educating myself more about that option. Thanks.

[Anthony Dadlani]

Sarah, 

In my opinion I feel its always better to have some profit then no profit at all. Hard Money/Private Lenders will charge high fees and rates however most of the time that is the only option available for that property or situation. 

You can leverage your own capital using these lenders till you have made enough to no longer need them and self finance if you choose. 

Best of luck in all your ventures.