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Updated over 10 years ago,

Ryan Dossey's profile image
Ryan Dossey's profile image
Ryan Dossey
  • Real Estate Broker
  • from Indianapolis, IN
  • Member since Apr 29, 2014
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Ryan Dossey's profile image
Ryan Dossey's profile image
Ryan Dossey
  • Real Estate Broker
  • from Indianapolis, IN
  • Member since Apr 29, 2014
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Ryan Dossey
  • Real Estate Broker
  • Indianapolis, IN
2,425
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Creative Real Estate Financing

Beginner question

Ryan Dossey
  • Real Estate Broker
  • Indianapolis, IN
Posted

When I start to hold properties I have a basic question.If I am getting leads that are off market and getting them at 70% arv - repairs shouldn't that count towards my down payment? 

If I use a HML to restore the property and am left with 30 % equity shouldn't that be enough to refi to a traditional investment mortgage? I do have a mortgage guy I will be meeting with shortly I just don't want to come across uneducated.

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