Creative financing Q

[Julie J.]

Hello all

I am trying to buy SFH, probably cost a lot more for what I qualify for. I have good income with substantial down-payment. The only problem is getting qualified for the loan because even with good income and down-payment, I think the homes in my area cost a lot more than what I qualify for.

Please, anyone has done creative financing or know anyone who specializes?

Thank you all

JJ