How to structure a Seller Finance deal

[Danielle DeCormis]

Hello!

I'm looking at a mixed-use property (cafe on bottom floor, 2 apartments above) with an asking price of ~850k. Commercial loans require 30%-35% down and a DSCR loan will require 25% down. I have some funds of my own, but not enough to cover the steep down payment. Has anyone ever structured a Seller Finance deal where Seller funds (via equity) maybe 10%-20% down? If so, would you be willing to share the terms and how it worked out for all parties involved?