First creative finance deal

[Tristian Kwon]

Is there anyone that could review this creative finance deal for a 4/5 unit property and provide any feedback? My VA loan fell through and need to find alternative funding ASAP please help.

-Buy the property for 715k (It appraised for 700k)

-325k loan on the property with 390k equity

-SubjectTo Finance the 325k and take over the mortgage/deed

-Seller finance the 390k equity at 0% interest for 2 years and 6% interest for 13 years with a 20k down payment paid over 6 months. (The 2 years allows me to house hack for free since I am stationed here for 2 yrs

Pre-context:

-VA funding fell through at appraisal because he had non permitted renovations and was using the property as a 5 unit

PM me for more info

Thank you!