Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Creative Real Estate Financing
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 1 year ago, 07/22/2023

User Stats

75
Posts
9
Votes
Beau Alesi
9
Votes |
75
Posts

Needs Downpayment Funds

Beau Alesi
Posted

So I have (2) houses. One primary and one rental. They each have about $350k equity.

I already have a $80k HELOC with about $35k utilized.

I'm trying to get a loan for about $100k.

I have about 830 credit score and make about $170k year. 

I have been denied by my current bank holding the HELOC and by Rocket Mortgage.

They say my debt to income is a bit too high. 

I'm going to need the money in about 3 weeks possibly.

Any know of any other funding avenues that may be a little more lenient? Thanks alot. 

Loading replies...