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Updated 5 months ago, 06/26/2024

User Stats

10
Posts
3
Votes
Michelle Boyd
  • New to Real Estate
  • Atlanta
3
Votes |
10
Posts

USDA recommended loan officer - USDA loan Ga

Michelle Boyd
  • New to Real Estate
  • Atlanta
Posted

I'm wanting to purchase and rehab or build in rural Ga but would like to talk to a good loan officer who can let me know if the location and me qualify for a USDA loan? Thank you so much.

User Stats

44
Posts
20
Votes
Devin Ryan
  • Lender
  • Connecticut
20
Votes |
44
Posts
Devin Ryan
  • Lender
  • Connecticut
Replied

Hi Michelle,

I can certainly help you determine if the properties you're looking into are in the USDA eligible zones. That being said, income limits will also apply when exploring the USDA loans. 

User Stats

11
Posts
1
Votes
Aaron Sweat
  • Developer
  • CA
1
Votes |
11
Posts
Aaron Sweat
  • Developer
  • CA
Replied

Is this still applicable? I'm looking for USDA loan options as well.

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User Stats

7,881
Posts
6,283
Votes
Andrew Postell
Lender
Pro Member
#1 Creative Real Estate Financing Contributor
  • Lender
  • Fort Worth, TX
6,283
Votes |
7,881
Posts
Andrew Postell
Lender
Pro Member
#1 Creative Real Estate Financing Contributor
  • Lender
  • Fort Worth, TX
Replied

@Aaron Sweat you can certainly use these forums to search.  You can also just click on the "Lenders" at the top of this page and a lender will reach out to you.  You can also ask your realtor who is helping you look for properties who their preferred lender is.  And you can try some local real estate meetup groups. Meetup.com is a good resource for those but some of the groups will also post here on Bigger Pockets Marketplace too. Even facebook might have some good local groups for you. Some of those facebook groups have thousands of members. Eventbrite too.

Hope some of those help.

  • Andrew Postell

User Stats

11
Posts
1
Votes
Aaron Sweat
  • Developer
  • CA
1
Votes |
11
Posts
Aaron Sweat
  • Developer
  • CA
Replied

Thank you Andrew! If I ever get back to TX to do a deal I’ll reach out to you. 

User Stats

289
Posts
63
Votes
Joseph Chiofalo
Lender
  • Banker
  • Melville, NY
63
Votes |
289
Posts
Joseph Chiofalo
Lender
  • Banker
  • Melville, NY
Replied

Hi Michelle, 

How much funding would you need for the build? 

business profile image
Nationwide Mortgage Bankers, Inc
4.9 stars
1073 Reviews

User Stats

1
Posts
0
Votes
Cliff Barnes
  • Lender
0
Votes |
1
Posts
Cliff Barnes
  • Lender
Replied

Be sure to check the program household income limits for your county as well. 

User Stats

289
Posts
63
Votes
Joseph Chiofalo
Lender
  • Banker
  • Melville, NY
63
Votes |
289
Posts
Joseph Chiofalo
Lender
  • Banker
  • Melville, NY
Replied

Hi Michelle, 

What price point would you be targeting on this purchase? 

business profile image
Nationwide Mortgage Bankers, Inc
4.9 stars
1073 Reviews