Getting creative with financing

[Denver Chavez]

Hi BP community,

My names Denver, I'm looking to invest in the Memphis area. An ideal scenario for me would be to BRRRR my next place so that I can scale faster. However, I'm quickly realizing that lenders in the area strictly adhere to the Fannie Mae/Freddie Mac guidelines making it hard to receive financing on a rehab project. Wondering if anyone has any creative solutions or referrals for any lenders willing to loan on "as is" properties. I realize that hard money may be one solution but would like to explore other options

Thanks!