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Updated over 3 years ago on . Most recent reply

Bernadeau C.'s profile image
Bernadeau C.'s profile image
Bernadeau C.
  • Rental Property Investor
  • from Orlando, FL
  • Member since Oct 16, 2014
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Bernadeau C.'s profile image
Bernadeau C.'s profile image
Bernadeau C.
  • Rental Property Investor
  • from Orlando, FL
  • Member since Oct 16, 2014
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Bernadeau C.
  • Rental Property Investor
  • Orlando, FL
224
Votes |
506
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Private Lending & Conventional Mortgage Advice

What has been your experience with DSCR loans?

Bernadeau C.
  • Rental Property Investor
  • Orlando, FL
Posted

What has been your experience with DSCR loans, especially for 2-4 units?

I am planning on using one for the first time. 

  • Bernadeau C.
    • 1 Vote
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    Elise Marquette's profile image
    Elise Marquette's profile image
    Elise Marquette
    • Lender
    • from Frisco, TX
    • Member since Feb 5, 2019
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    Elise Marquette's profile image
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    Elise Marquette
    • Lender
    • from Frisco, TX
    • Member since Feb 5, 2019
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    Elise Marquette
    • Lender
    • Frisco, TX
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    Elise Marquette
    • Lender
    • Frisco, TX
    Replied

    @Bernadeau C. They are much easier to qualify for abs get approved since they don't look at your personal income. Since Fannie Mae limited their portfolio of rental properties we are seeing DSCR loans have pretty comparable rates to conventional.

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