REFINANCING AFTER USING A HARD MONEY LENDER

[Justine Veal]

Hi all, 

Quick question if I purchased a MF property using a hard money lender and decided to refinance to a conventional loan 6months to a year later would I need to have  W2 income ? I'm ready to quit my job and invest into real estate primarily. I'm wondering if I should wait. 

[Brad Hammond]

Hey @Justine Veal, it depends on your personal financial situation but chances are you will need your W2 income.  It wouldn't hurt to talk to a lender now even if you are 6-12 months away from repositing.