Refinance Mortgage -- owner occupied now rental property

[Ernest McNeil]

I want to refinance an existing single-family owner-occupied mortgage loan.  After fourteen years into the original mortgage loan, the property is now being rented with a landlord insurance policy.  Will I be able to refinance as a single-family loan or should I expect the new loan to be considered an investment property, with a higher interest rate? 

Thoughts and feedback are appreciated.

Thanks

/EJ