Skip to content
×
Try PRO Free Today!
BiggerPockets Pro offers you a comprehensive suite of tools and resources
Market and Deal Finder Tools
Deal Analysis Calculators
Property Management Software
Exclusive discounts to Home Depot, RentRedi, and more
$0
7 days free
$828/yr or $69/mo when billed monthly.
$390/yr or $32.5/mo when billed annually.
7 days free. Cancel anytime.
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Private Lending & Conventional Mortgage Advice
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated almost 12 years ago,

User Stats

82
Posts
13
Votes
Derek Johnson
  • Investor
  • Waterloo, IA
13
Votes |
82
Posts

Credit Check for home loan

Derek Johnson
  • Investor
  • Waterloo, IA
Posted

I have been approved for a home loan without having to sell my current home. I am looking into renting out my current residence and moving into another one. When they gave me my credit report I had a 769, 750 & 687 score. The 687 score is really dropping my average and I called the agency and they said that's not the score they had.

It was a FICO score and they said thy aren't affiliated with FICO. Where does the bank get this score? And who do I contact to get it staightened out? The FICO score reported my student loans as unpaid but I paid them off over a year ago. The other two agencies had the correct info. I called the "agency" with the 687 and they said it showed my student loans were paid off on their end, so where is this 687 score coming from?

Loading replies...