10% down for investment property

[Arun Dharan]

I am relocating from San Francisco to Philadelphia for work and looking at a duplex or triplex to invest in. The goal is to live in 1 side and rent out other 2 and not worry about the mortgage. My concern is I only have 10-15% down for a down payment and the real estate agent I was working with said It’s a lot harder to buy anything unless 20% down. I have excellent credit and make great income so wanted to get others opinions on if this is possible? Or should I rent and save up more to do 20%? Appreciate any advice/ insight on this