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Updated almost 5 years ago on . Most recent reply

James Campbell's profile image
James Campbell's profile image
James Campbell
  • Investor
  • from Smithfield, RI
  • Member since Mar 8, 2017
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James Campbell's profile image
James Campbell's profile image
James Campbell
  • Investor
  • from Smithfield, RI
  • Member since Mar 8, 2017
Connect
James Campbell
  • Investor
  • Smithfield, RI
13
Votes |
26
Posts
Private Lending & Conventional Mortgage Advice

HELOC in Rhode Island

James Campbell
  • Investor
  • Smithfield, RI
Posted

Hello everyone,

I'm looking to open a HELOC on my primary residence in Smithfield, RI. Does anyone know any good banks or cu's that offer the lowest rates, highest LTV and $0 initial draw? Im looking online at Pawtucket CU, Washington Trust and BRI. Does anyone have any experience with these lenders?

I'd like to add, does anyone have any experience with the online lenders like Quicken Loans, Rocket Mortgage, or others?

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Larry Sanni's profile image
Larry Sanni's profile image
Larry Sanni
  • Investor
  • from Lincoln, RI
  • Member since Aug 8, 2019
  • Posts 36
  • Votes 18
  • Experience 9 Yrs
  • Investments 1
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User Stats

36
Posts
18
Votes
Larry Sanni's profile image
Larry Sanni's profile image
Larry Sanni
  • Investor
  • from Lincoln, RI
  • Member since Aug 8, 2019
  • Posts 36
  • Votes 18
  • Experience 9 Yrs
  • Investments 1
Connect
Larry Sanni
  • Investor
  • Lincoln, RI
18
Votes |
36
Posts
Larry Sanni
  • Investor
  • Lincoln, RI
Replied

 I used Pawtucket credit for my 2 unit multifamily. They have the best rate compared to other credits unions in Rhode Island. 

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