refinancing/purchasing Conventional vs. Commercial

[Adrian Akerman]

Hello everyone, new to the BiggerPockets community here and I'm at the point where I want to leverage equity assets to complete more rehabs on existing properties, and fund more purchases, and am learning more about the BRRRR, having completed B,R, & R so far on several properties thus far.

I've been talking to commercial and conventional lenders and my questions are as follows: Is borrowing in the LLC better, and does this really gain a better write-off potential? I am gathering that borrowing in my LLC using a commercial style 30yr for purchases and refinancing is better as it will enable me to write off the mortgage payments as well as prevent my DTI from rising too high, is it worth the added points and interest in most cases? Also, have you been able to achieve a blanket loan secured against multiple properties to avoid multiple closings?

Credit is great, but self-employed net income was low prior to 2019.