Cash out refinance with little proof of income

[Tommy Foltz]

Can somebody who is not self employed, has a lot of equity, excellent credit, no debt and 30 thousand in savings but can only prove very little income because the majority of their income comes from tips, do a cash out refinance? Are there banks, credit unions or mortgage companies that are able to refinance loans without proof of income in the Denver area? Any help will be much appreciated, thank you.