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Updated over 5 years ago on . Most recent reply

Lance Stahl's profile image
Lance Stahl's profile image
Lance Stahl
  • Flipper/Rehabber
  • from Phila, PA
  • Member since Mar 4, 2019
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Lance Stahl's profile image
Lance Stahl's profile image
Lance Stahl
  • Flipper/Rehabber
  • from Phila, PA
  • Member since Mar 4, 2019
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Lance Stahl
  • Flipper/Rehabber
  • Phila, PA
1
Votes |
6
Posts
Private Lending & Conventional Mortgage Advice

Cash out refi on rental property

Lance Stahl
  • Flipper/Rehabber
  • Phila, PA
Posted

I live in Pennsylvania and am looking to refi n cash out a couple of my rental properties. I have a private lender that I owe for 2 properties as well. I wanna do this based off of my cash flow and equity since I am not working and trying to make real estate my full time job. Can anyone lend me some advice???

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Guifre Mora's profile image
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Guifre Mora
  • Lender
  • from San Diego, CA
  • Member since Jul 13, 2019
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Guifre Mora's profile image
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Guifre Mora
  • Lender
  • from San Diego, CA
  • Member since Jul 13, 2019
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Guifre Mora
  • Lender
  • San Diego, CA
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874
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Guifre Mora
  • Lender
  • San Diego, CA
Replied

@Lance Stahl your scenario will be based on the DSCR of each property.

If you choose to do a strait refinance 80% LTV or cash out refinance 75% LTV.

There are lenders that will not touch your personal financials-all based if the rent roll can cover the mortgage payment.

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