First refi need advice

[Ryan Johnson]

Preparing to refi my first SFH I bought 6 months ago and the mortgage broker I used for my personal home came back with the following numbers. It's my first one so I plan to do 30 yr fixed conventional.

Here are the numbers my mortgage broker For my personal home gave me:

30 year fixed

75% ARV (120k)

4.5% rate

Points: 1.8% ($1800)

Origination: $1500

Total closing to lender : $3300

Other (fees, appraisal, title) $2900

Total closing cost: $6200 - seems high, what is everyone else seeing these days. I asked for a point reduction but was told since it’s such a small loan there is no budging. Broker can close quick after appraisal. I’ve worked with him once. Keep shopping or close?