Need Help with a H.E.L.O.C.

[David Santana]

Trying to get a H.E.L.O.C. but I'm running into some problems.  The property is Puerto Rico and I'm a resident of the State of Florida.  The Bank in Florida won't give me the H.E.L.O.C because of the property in Puerto Rico and in Puerto Rico I have to be a resident of the Island and Line of Credit are base on income not on equity. 

The Condo base on the last Title Study done in March 2019 is worth 150k the title is clean (it means it does not own any money) but because of the situation can get the private banks open a line of credit.  I have turned to a few private lenders some have considered the idea but the fact that they don't do business in Puerto Rico hinges my efforts. 

I'm looking for recommendations, I'm looking for a line of credit, not a loan max 100k are there any private lender out there that might be able to help me or recommend me a course of action.  According to MyFico.com my credit is above 700 might be higher by the time the next report comes by on June 17th.  Any suggestion or advice will be most appreciated, thank you for your time in advance.