Commercial lender & HELOC bank selection

[Andrew S.]

Quick question on selection of a lender for a commercial loan and a HELOC on my primary residence. I had great success with my mortgage broker on my fixer upper house hack for my primary residence. My broker moved banks and I wanted to work with her for my next property.

Since my second deal is a commercial property, I'll have to use a commercial loan broker with this new local bank now.  This bank is offering me the best terms for my commercial loan and seems very willing to work with me. 

I'm also in the process of obtaining a HELOC on the sweat equity from my primary residence. This bank requires a full appraisal for their HELOC, while other local banks only require a 3rd party broker market evaluation. The market evaluation will cost less and be faster to obtain.

Is it worth using the same bank for my commercial loan and HELOC for simplicity? Or should I use one bank for my commercial loan and one bank for the HELOC? Not sure if a few hundred dollars difference matters in the long term.

Anyone have experience in getting more money from a HELOC with a full appraisal or a realtor/ broker market evaluation?

Thanks.