2 Duplexes, 2 parcels, 1 loan?

[Natalie Kolodij]

Hey guys , 

I've been looking for a 4 plex to house hack and had a wholesaler bring me a deal I like- but it's a little weird. 

It's 2 duplexes right next to each other, great area, 2 different owners, they share a driveway for the properties 

Owners are best buds and just trying to liquidate and move to Florida, want to sell them together. 

Is there ANY type of owner occupied loan product that would allow this to be finance as 1 loan as a primary occupancy 4 unit? 

Basically trying to avoid having to put 20% down on one of the two. 

Any and all Ideas are appreciated!

[Chris Mason]

Originally posted by @Natalie Kolodij:

Hey guys , 

Is there ANY type of owner occupied loan product that would allow this to be finance as 1 loan as a primary occupancy 4 unit? 

Basically trying to avoid having to put 20% down on one of the two. 

 Your incredibly wealthy cousin Vinny can lend you the money. Otherwise, this is two properties, two escrows, two purchase contracts, and obviously you can only owner occupy one of them.