Bonus depreciation hurts DTI?

[Alik Levin]

Dear lenders and those in the know!

Will bonus depreciation/Cost Seg/RE Pro election hurt my DTI?

I am going to massively reduce my tax burden when filing 2018 by aggressively utilizing cost seg+bonus depreciation+electing real estate professional.

The tax return should be showing nice refund and reduced income as a result of the above, I suspect.

While I will be laughing all the way to the bank with the nice refund, will my DTI suffer now that my tax return shows reduced income?

Essentially, am I shooting myself in the foot from financing perspective? I would expect the lender would say "Hey you have nearly zero income on your tax return, no financing for you!"

Thoughts?

Thank you

-Alik