Loan for property in LLC, how is it underwritten

[William P.]

want to buy a 2-4 unit building here in Calif. Will be partnered up with 1 other person and will hold the building in an LLC.

The situation

- property will cost ~750K, wont need major rehab, would pay any rehab in cash.

- both partners good credit

-  want to have 30 year fixed amort financing, plan to buy and hold

- cash down payment of 25 or 30% is avail 

- no experience in prop mgt or RE investing, will outsource prop mgt

- One partner has W-2 corp job, other is taking some time off but doing part time consulting. Had W2 job in 2018. DTI sufficient for either partner to buy property.

Major importance to keep LLC "veil" intact.

My questions

what type of lender to consider?

what is their underwriting criteria?   

Will lenders want a personal guarantee? 

would placing significant reserve cash ($50-100K?) into the LLC make any difference, knowing that the LLC owners could move it out i assume not.

what else should I consider?