Loan advice for househacking Tulsa area

[Jon Wimmer]

Hello BP!

I was wondering what type of loan I should expect from a lender if I have a good credit score, working as an engineer, and am looking to live in a small multifamily in the Tulsa area. I want to be able to wrap the repairs into the loan if possible. A small downpayment will also be nice but not required. 

After living in the first small multifamily for about 6 months or a year and fixing it up should I look at refinancing? What rates or other variables should I be looking for in this?

For those in the Tulsa area, do you have any recommended lenders I can start building a relationship with?