Brrrr refinance fees seem high

[John Voychick]

this is my first brrrr and I have owned this florida property for 6 months.  I own it in cash.

Im not sure what to expect with loan fees but here is a quote I got:

75%ltv

Est. 150k

Apr. 5.84%

Origination: 645

Appraisal 685

Tax service fee 79

Recording fees 265

Transfer tax 639

Title insurance 700

Closing/escrow fees 405

Total: 3,875

This seems high to me. How does this compare to your expectations?