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Updated over 6 years ago,

User Stats

132
Posts
56
Votes
Bastian Kneuse
  • Rental Property Investor
  • San Francisco, CA
56
Votes |
132
Posts

Joint vs. Single Mortgage Application

Bastian Kneuse
  • Rental Property Investor
  • San Francisco, CA
Posted

Hello,

I was looking through the forums but did not seem to find an answer to my questions. My wife and I are considering buying multiple investment properties in the next 2 years or so and was wondering about the best strategy for traditional mortgage applications. My wife and I have both excellent credit scores, high paying jobs and plenty of assets. With regards to mortgage applications for investment properties, would it make sense to apply for mortgages jointly or individually? Would we be able to get more mortgages if we were to apply individually in the long run? I heard that the max amount of mortgages is capped at 5. Could we technically get up to 10 if we apply to each mortgage individually? 

I would appreciate any thought you may have. 


Thank you!

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