Advice for my first time home/RE investing property

[Amelia Bloomfield]

Hello, 

I just learned about RE investing at the beginning of the month, attending a free RE seminar. I found biggerpockets.com  about a week or 2 ago and have been learning a ton from webinars, podcasts, blogs etc. From what we've learned so far, my husband and I really want to purchase our first property (house hacking or rental).

Here's our situation. We are 18k in CC debt (all 0% atm w/ bal transfer offers available) Our credit score ranges from 680-720. We make just under 100k yearly. We have over 2k in savings. How do we go about looking? We have not applied for any loan (preapproval or otherwise). I'm not sure whether we should save up some more, up our credit score, or just dive in with passion and calculated risks with where we are now. 

Thanks so much for any help!