Advice on $85K SFR in Dayton, OH (cash purchase, tenant placed)

[Joe J.]

We recently bought (at auction) and fixed up an ~$85K (post-reno) townhouse (2 large BR, 2 full + 2 half bath) in a nicer Dayton, Ohio, suburb. We have tenants in place on a one-year lease currently ($950/month), which is currently in the third month. We're pretty pleased with this, and would be even more excited if we could cash out!

This was a cash purchase, so we're not looking to do a "re"-finance, but rather acquire an initial loan on the property for some fraction of the value (to proceed with BRRR, of course). Is that even possible before a one-year seasoning period--I know it may not be if there is an existing loan, but does this differ since it was a cash purchase and there's no existing note? (Also, since this is one of our first deals, we probably don't really need the income from the rental to qualify for a mortgage.)

Anyone have recommendations on how best to proceed on this in the Dayton or Cincinnati area (or nationally)--what would other folks here on BP who have had success recommend?