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Updated over 7 years ago,
Any other options besides 20% down?
We are about to finance a short term rental property in Tennessee and a mortgage company I am working with says if we are going to rent it out the max loan to value is 80% so 20% down. If we are not going to rent then we can call it a second home and go 10% down.
Are those my only options for an individual mortgage? Thank for any options.