Hard money loan for residential owner occupied rebuild?

[Michael Montgomery]

Hello, I'm looking for a hard money loan to finance a home purchase and rebuilding cost. I am able to make necessary down payment. My intention is to later refinance into conventional owner occupied mortgage. It will make it possible for us to move and rent our current home without having people look through our home and business(we work at home and basement and garage is full of inventory). Plus getting that new tenant contract/deposit to qualify for the 75% right before we purchase a home sounds like a pain and risky. Located in Bergen county NJ. We are certain we will qualify for the conventional loan. Thanks, Michael