First Meeting with Lender Advice

[Tommy Barone]

I'm looking to start the investment process so the first thing I did was talk to a person that I knew that works for a lender in Rhode Island. It's a bank that many people have had great experiences with.  After running the numbers based on my financial situation, he told me I'm essentially able to afford whatever I want depending on the loan program. I guess that's good news to start and he wants to meet with me Monday to discuss loan programs.

I just paid off all of my debt so my cash on hand is growing slowly from scratch.  Looking Ultimately for home to live in strictly residence and family eventually, but in the meantime looking to house hack or find investment opportunity. 

My questions to the community are:

My real estate agent who is a close friend of mine wants to talk to him directly, is that normal? 

What should I be prepared to ask - what kind of questions besides having my safe zone numbers ready to go?

What should I tell him? 

[If get into something that's costly, will I still be able to borrow from him if something else pops up] , that kind of thing? 

What questions are geared towards someone wanting to get into multi family and investing, owner occupied financing options, low down payment options, OPM, etc.

Are there are deal sweeteners that I can offer?