Freddie Mac Loan Questions

[Kris Calhoun]

I am doing research on refinance loans and am curious about Freddie Mac lenders.  Do certain lenders go to Freddie Mac to sell their loans and not fannie mae?  Are there a list of lenders who solely deal with Freddie Mac? 

I believe I need my loan to be run through the Freddie Mac Loan Prospector program.  Here is why I believe that.  As I am self employed (same job title) for 2 years, but I am looking for a lender to loan against my 2nd year of tax returns as my AGI is significantly higher in the 2nd year.

If anyone can shed light on this that would be great.  Let me know if further info is necessary to answer my questions.  Thanks