FICO score below 720

[Gustavo Gonzalez]

Hi All:

I've been let down buy 3 lenders now and it just dawned on me - let me check in with the bigger pockets community.

In short, I have two investment properties with interest rates at 7.8% that I have been trying to refinance  for the past 1 year without success. Three different lenders have come very close to helping me refinance only to comeback with saying they can't go any further because my FICO score is not above 720.  One property is a duplex and the other is a fourplex and although they are cash flowing even with this interest rate, I would ideally like to lower it.  I have a total of 9 financed properties.

My FICO score although not excellent, ranges in a modest 698, 715, and 729.  Should I give up on trying to refinance?  Is there a lender out there that I should be talking to?  

Thanks,

Gus

[Ruth Bayang]

Try @Charlie Fitzgerald