BADLY STUCK IN A HARD MONEY LOAN??

[HELGA ZARGARIAN]

Hello Everyone,
I',m so glad I found this forum! I really need help in this situation so if anyone can give me some/any advice it will be greatly appreciated.
I have a hard money loan against my dads commerical property ($350k). Got the loan because I had personal debt I needed to cover as well as credit card debt. At the time I got the loan I had no choice but to put the lien against my dads commerical property rather then my residential homes due to LTV guidelines that hard money loans had. Which was max 65%. My dad agreed because it was going to be a temporary thing until my credit was back up and my refi on the home went through. Unfortunately, the market went down and the equity I had on my residential was not enough for me to cash out to have the lien removed from my dads shop. Now that the whole economy is sooo messed up Im having trouble paying the loan..because its a 10% interest rate (INTEREST ONLY) so the principle isnt even coming down and im falling behind and my dad wants out !!! Because he doesnt want them to foreclose his shop...what can I do ???
House mortgage = $4,000-
Hard money loan= $2,900
Credit cards/Autos/etc= $3,000
How can I get out of this mess??? Can I find any lenders to place a lien against the residential instead-if no equity due to current market..?(i know its impossible..but asking just incase)
any other options?