Equity Rich, Cash Poor

[Omar N.]

This 'new economy' sucks. I just finished rehabbing two homes in NJ and I cant find any buyers. But thats not my issue, I expected that.

My issue is using any excuse to turn down my refis. Im so far down on my list of options that Ive posted on craigslist for someone to partner with me to help me refi so I can wait until a (HOPEFULLY) better Spring market. Glad the treasurey just spent $700Billion of our money to get that liquidity flowing.

Anyhow, Ive tried big banks, brokers, commercial lenders...I could use some concrete suggestions. Where can I find private lenders? Ive heard people comment on using them, but is everyone talking about wealthy friends and relatives? Does anyone know of any unconventional lenders? Any real help appreciated.